Recent research done by Freddie Mac shows nearly half of borrowers are not shopping when needing a mortgage. Now, we all know that there is more to a home loan than rate, and shopping around can be very frustrating, but let’s fully understand why … Continue Reading ...
For Credit Unions
Member Satisfaction Drops with Nagging
Remember those days your mom would nag you to clean your room, pick up your clothes or some other random chore that seemed to impede on a completely uneventful, but important … Continue Reading ...
How to Conquer Reluctance and Reach your Goals
Remember playing softball as a kid? You’d be in the outfield and end up kicking stones most of the game. Then, all of a sudden a ball would fly your way and you’d position yourself … Continue Reading ...
3 Strategies to Increase Pull-Through on Pre-Quals
It finally happened. The mortgage industry shifted from a refinance market to a purchase market and lenders are competing for a smaller pool of loans. Chances are you can't afford … Continue Reading ...
4 Secrets to Building Rapport in the Home Loan Process
Talking with a member about their financing needs can become a struggle when they don’t trust you. In most cases, it’s the biggest investment of their life and going over every … Continue Reading ...
For Your Members
Comparing Mortgages Made Easy
Finding the right house to buy can take months—years, in some cases. Finding the right mortgage should be easier. With a few quick tips and some careful calculating on your part, we can help you make … Continue Reading ...
Fixed-Rate Versus Adjustable-Rate Mortgages
When shopping for the best mortgage, knowing the facts will help borrowers obtain the right deal for their particular situation. A great place to start is by gaining an understanding of the … Continue Reading ...
What is a USDA home loan?
One of the best-kept secrets in home buying are United States Department of Agriculture (USDA) Home Loans. When most of us think of the USDA, we think of things like “certified organic” and other … Continue Reading ...