Years ago, it used to be tough to decide whether to refinance your mortgage and use those savings toward paying off other debts. But today, the stakes in such a decision are the lowest they’ve ever been. That’s because mortgage rates are some of the most competitive we’ve seen in history. Homeowners have the opportunity […]
How to Properly Care for Wood Flooring
Whether your wood floors are newly installed or historic, follow these tips to help them remain attractive and last for a long time to come. Set a cleaning schedule Proper care for your wood flooring starts with regularly scheduled cleaning. According to the National Wood Flooring Association, it’s best to sweep or apply a dust […]
From Refi’s to Purchase Money Mortgages – Where Are We Now
In our continuing monthly video interview series of Mortgage Monthly, broadcast live on CUbroadcast, we feature Executive Sales Consultant Rick McLaughlin discussing the mortgage pendulum swinging now toward purchase money mortgages from last year’s refinance boom. Rick joins us to share his many insights on this trend, advising credit unions to prepare for this shift […]
What is Collateral and Why is It Important
The fundamental difference between a secured and unsecured loan is the collateral requirement. But what is collateral? Why is it important? And what is a lien? You’ll learn all about it below. Definition of collateral Collateral is an asset you are willing to pledge to a lender to secure credit. The asset is often physical, […]
How to Make the Most Out of Small Storage Spaces
Finding efficient ways to use your home’s space can often be a challenge, and this is particularly true when it comes to storage. It can often feel like creative and aesthetically pleasing storage solutions are not possible with the square footage your home provides. However, with a little creativity and elbow grease, finding fun and […]
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