Years ago, it used to be tough to decide whether to refinance your mortgage and use those savings toward paying off other debts. But today, the stakes in such a decision are the lowest they’ve ever been. That’s because mortgage rates are some of the most competitive we’ve seen in history. Homeowners have the opportunity […]
How to Properly Care for Wood Flooring
Whether your wood floors are newly installed or historic, follow these tips to help them remain attractive and last for a long time to come. Set a cleaning schedule Proper care for your wood flooring starts with regularly scheduled cleaning. According to the National Wood Flooring Association, it’s best to sweep or apply a dust […]
What is Collateral and Why is It Important
The fundamental difference between a secured and unsecured loan is the collateral requirement. But what is collateral? Why is it important? And what is a lien? You’ll learn all about it below. Definition of collateral Collateral is an asset you are willing to pledge to a lender to secure credit. The asset is often physical, […]
How to Make the Most Out of Small Storage Spaces
Finding efficient ways to use your home’s space can often be a challenge, and this is particularly true when it comes to storage. It can often feel like creative and aesthetically pleasing storage solutions are not possible with the square footage your home provides. However, with a little creativity and elbow grease, finding fun and […]
Know Your Credit During “National Credit Education Month”
With March being National Credit Education Month, how much do you know about your personal credit and its impact on the mortgage you want? Here are some facts and recent developments every aspiring first-time home buyer or repeat homeowner should know as the spring housing market heats up: There’s a good chance your credit score […]
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