Personal finance refers to the way that you manage your money now, such as by budgeting, and how you plan for the future, such as through investing. How well you handle your personal finances is your financial health. To improve your financial health, you must take control of your current spending and make sure you […]
Buying a House with Little or No Credit
As with any major purchase that requires a line of credit, the process of buying a home starts with your credit score; the better it is, the better your chances of being approved for a loan. But what happens if you have little or no credit history, as is the case with many first-time homebuyers? […]
Tips for Building Your Credit Score
There’s a certain three-digit number that can make all the difference between being denied or approved for credit, and whether you’ll receive a low or high interest rate. That number is called a credit score, and it’s derived from your payment history, accounts owed, length of credit history, types of credit used and other factors. […]
Why Real Estate Investors Need A Business Plan
Real estate can make a great investment, but in order to be successful and to achieve your long- and short-term goals, it is necessary to treat it like any other business. This means that you need a solid business plan before you even begin looking at properties. “A business plan allows real estate investors to […]
The Basics of Creating Your First Budget
Are you preparing to graduate? Congratulations on taking the big step of moving out into the real world. The autonomy is a great feeling, but it comes with its share of responsibilities, such as handling your own finances. Creating a basic budget will help you keep track of your income, expenditures and savings. All it […]
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