Finding the right house to buy can take months—years, in some cases. Finding the right mortgage should be easier. With a few quick tips and some careful calculating on your part, we can help you make sure you get a mortgage that fits your budget and your financial goals. 1. Adjustable vs. Fixed Rate One […]
Fixed-Rate Versus Adjustable-Rate Mortgages
When shopping for the best mortgage, knowing the facts will help borrowers obtain the right deal for their particular situation. A great place to start is by gaining an understanding of the differences between a fixed-rate and an adjustable-rate mortgage. Fixed-Rate Mortgage These are predictable mortgages with repayment terms usually stretching 15, 20 or 30 […]
What is a USDA home loan?
One of the best-kept secrets in home buying are United States Department of Agriculture (USDA) Home Loans. When most of us think of the USDA, we think of things like “certified organic” and other labels we might see at the grocery store. What many people don’t know is that the USDA has a loan program […]
7 Things Buyers Do that Real Estate Agents Hate
Purchasing a home can be a long, tedious, and sometimes stressful experience. You’ll lean on your real estate agent quite a bit during this process – especially if it’s your first home. There’s a definite possibility of you driving him or her nutty, as a result. Be careful, here. You don’t want to alienate your […]
How to Make an Offer That Can’t Be Refused
Many of us who saw the blockbuster movie, The Godfather, remember Marlon Brando’s crime boss character Vito Corleone stating the classic line: “We’ll make an offer they can’t refuse.” It has so much meaning – especially from Vito, which meant you better take it or else. When it comes to real estate, buyers are always […]