While no industry experts are predicting home equity lending will return to its stunning record-high activity from 15 years ago, there could still be a huge opportunity brewing from 2021 to 2022 and beyond. If both short-term and long-term interest rates rise, home equity lending rates could become attractive in relative comparison to mortgage-refinance rates. […]
Time to Move: Quick Tips for a Smooth Move
Finding and closing on your dream home is incredibly exciting. What’s not so exciting is the subsequent move – a.k.a. the reality check of packing, getting a moving truck, cleaning, unpacking, etc. With so many details, if you aren’t careful, you might miss something. To help, we’ve created a brief list of items you’ll need […]
Member Satisfaction Drops with Nagging
Remember those days your mom would nag you to clean your room, pick up your clothes or some other random chore that seemed to impede on a completely uneventful, but important activity at the time? It seemed like she always wanted something. Nag. Nag. Nag. Today as an adult with my own kids, I find […]
Buying a House with Little or No Credit
As with any major purchase that requires a line of credit, the process of buying a home starts with your credit score; the better it is, the better your chances of being approved for a loan. But what happens if you have little or no credit history, as is the case with many first-time homebuyers? […]
The Relationship Between Your Credit Score and a Mortgage Loan
Most of us, if not all, strive to have the highest credit score possible to help us qualify easier for auto, personal, and/or mortgage loans. How does one do this? Paying one’s bills on time, using a credit card moderately and paying it off in full each month, and basically not spending more than […]