When buying a home, we hear the terms pre-approval and pre-qualification thrown about all the time – especially when it comes time to dive in for that mortgage loan. Many folks think they are the same thing. In fact, they are actually quite different. Securing a mortgage pre-approval and/or pre-qualification are crucial steps to getting […]
Real Estate Contract Terms House Hunters Need to Know Before They Buy
Before you pack up the moving van and commit 30 years, or more, of your financial life to a house, there are a few real estate contract terms you should get to know to ensure you’re a well-informed buyer. Earnest money This term is known as “good-faith money,” which is an amount put up by […]
High Rent is Causing More People to Buy Homes
Renting has many downsides. You can’t do any home improvement projects like painting, moving walls, or choosing your own flooring or counter tops. You can’t rework your outdoor space to reflect your own outdoor oasis. You can’t do a lot of things. You can count on one thing though, the ever increasing rent. It’s likely […]
CU Members Mortgage Hires Rick McLaughlin
June 20, 2018, Addison, TX – As part of our sales team expansion to better serve credit unions nationwide, mortgage services provider CU Members Mortgage, a division of Colonial Savings, F.A., has hired Rick McLaughlin as Executive Sales Consultant in the south central United States. He will lead business development efforts in the region by […]
Comparing Mortgages Made Easy
Finding the right house to buy can take months—years, in some cases. Finding the right mortgage should be easier. With a few quick tips and some careful calculating on your part, we can help you make sure you get a mortgage that fits your budget and your financial goals. 1. Adjustable vs. Fixed Rate One […]
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